Driving along, listening to a song, paying attention to your favorite podcast or just chit-chatting with your friend in the passenger seat and BANG!!!!, loud noise and one vehicle hits another. Guess what, you are in an accident, but who is at fault? Well, just like an exam, results will be decided at a later date and place. It could be decided on the road where it happened. It could be decided by a police report, by the Auto Insurance companies involved, in any arbitration, or it could reach all The way to a jury in a court.